Secure Payment
At Jodiebyrne.com we take your privacy and security very seriously. We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
Our Payment Service Provider is RBS Worldpay plc - the payment processing business of The Royal Bank of Scotland Group, one of the largest banks in the world. They operate in over 40 countries and are a major global leader in payment processing. RBS WorldPay provides a secure payment gateway, processing millions of online payments every day, including ours. It is RBS WorldPay’s utmost priority to ensure that each transaction data is handled in a safe and secure way.
This service is fully secure and bank endorsed, and utilises a range of industry standard and RBS WorldPay unique security and fraud prevention systems, combined with fault tolerant secure server networks and firewalls.
The RBS WorldPay payment system uses a combination of both established and innovative techniques to ensure the security and integrity of all sensitive data. Furthermore, Their public web servers are certified by Thawte, a public Certificate Authority, ensuring that both the shopper and retailer can have confidence that nobody can impersonate RBS WorldPay to obtain confidential information.
The transfer of the purchase details from the retailers site to RBS WorldPay are encapsulated using their own encrypted and digitally-signed protocol. This uses a combination of standard methods such as PGP, RSA and MD5 to ensure that the information passed is secure and tamper-proof via SSL.
Any communication between the shopper and RBS WorldPay is also encrypted to the maximum strength supported by the shopper's browser using 128 Bit SSL. Shoppers are also protected from fraudulent use of their card in a "card not present" environment, by their card issuers. The card issuers provide the right for shopper to dispute a transaction if the goods/services did not arrive or if the card was used fraudulently.
At Jodiebyrne.com we have also opted for extra insurance against fraud, so any transaction with us is fully covered. The RBS WorldPay Guarantee covers the loss of funds that may result from third-party fraud on guaranteed transactions. So we have a fraud detection solution with no transaction fees as well as financial protection against fraud if it does happen.
Data storage on RBS WorldPay systems, and the communication between RBS WorldPay and the worldwide banking networks, is regularly audited by the banking authorities to ensure a secure transaction environment. We also ensure that we stay up-to-date with the latest versions of any third-party code we use, and continually review our own proprietary code.
In addition, you know that your session is in a secure encrypted environment when you see https:// in the web address, and/or when you see the locked padlock symbol alongside the URL. So when buying through our site, you can be sure that you are completely protected.